The situation

Michael Torres ran a solid manufacturing operation for twelve years. He had good clients, steady work, and a team he trusted. But the cash stopped moving the way it used to. Suppliers tightened their terms. The ATO came knocking. He was paying invoices late and sleeping worse each night. The business was still profitable on paper, but the cash flow had turned against him. He’d heard the word insolvency whispered around, and it terrified him. He thought it meant the end.

Our approach

We sat down with Michael and looked at what was actually happening. The business wasn’t broken—it was strangled. We reviewed his financials, his creditor position, his trading viability. We asked the hard questions and listened to the answers. Within a week, we had clarity on whether restructuring made sense for him. It did. We explained the Small Business Restructuring process, what it would mean for him as director, and what came next. No pressure. No judgment. Just facts.

The solution

We prepared everything Michael needed to move forward. Documentation, proposals, a detailed plan showing creditors how the business would trade through restructuring. We introduced him to a registered insolvency practitioner and stayed with him through the transition. The SBR was filed. His creditors voted. The plan was accepted.

The outcome

Eighteen months later, Michael’s business is trading normally again. The cash flow is steady. His team is still there. He kept control of the business throughout the process, made the decisions, and came out the other side. He didn’t lose the company. He saved it. And he did it because he acted early, with clear information, and the right support.

What changed

Michael says the turning point wasn’t the restructuring itself—it was knowing there was a real option. He wasn’t facing liquidation or the end of everything. He was facing a structured path forward. That clarity changed everything.